| Name |
Loan type |
Downpayment (%) |
Amount |
APR |
Maturity |
|
|---|
 ACBA-CREDIT-AGRICOLE BANK CJSC |
| Repair Loans |
Mortgage Loans |
0 |
200.000 - 10.000.000 AMD |
18 - 20 |
3 - 60 month |
Mortgage loans for renovation of apartments, living-houses and other housing property
It no more makes sense to try to conceal the imperfections of the exterior of your apartments today. Solve eternal seeming apartment related issues through BANK’s renovation loans.
|
| Mortgages |
Mortgage Loans |
from - 30 |
1.000.000 - 40.000.000 AMD |
12 - 14 |
up to - 120 month |
BANK offers mortgage loans for repayment period of up to 10 years and for the amount of up to AMD 40 million. Get the apartment of your dream!
|
| Mortgages |
Mortgage Loans |
from - 30 |
2.600 - 105.000 USD |
12 - 14 |
up to - 120 month |
BANK offers mortgage loans for repayment period of up to 10 years and for the amount of up to AMD 40 million. Get the apartment of your dream!
|
|
|---|
 Ameriabank CJSC |
| Repair Loans |
Mortgage Loans |
0 |
piece. |
12.7 - 14.7 |
1 - 10 year |
Credit limit
No minimum and maximum credit limits are fixed on real estate renovation (reconstruction) loans.
Renovation loans currency and disbursement method
Renovation loans are available in AMD and USD by crediting the loan amount to the borrower’s account opened with the bank. Loan is issued trough disbursements.
Renovation loan collateral
Renovation loans are secured by the real estate in question. If necessary, other real estate may be considered as additional collateral. The maximum LTV (loan-to-value) ratio is 60 %, i. e. maximum loan size is 60 % of the real estate value as reported by independent appraiser.
The real estate should be appraised by an appraisal company cooperating with the bank. The company is selected by the client from the offered list.
|
| Mortgages |
Mortgage Loans |
20 - 60 |
piece. |
11.5 - 14.5 |
1 - 10 year |
Loans are available in AMD and USD in non-cash form by crediting the loan amount to the account of the borrower with the bank.
Loan collateral
Mortgage loans are secured by the real estate in question. If required, other real estate may also serve as collateral.
The pledged real estate should be appraised by an independent company cooperating with the bank.
|
| Commercial Mortgages |
Mortgage Loans |
20 - 60 |
piece. |
17.5 - 20.5 |
1 - 10 year |
Loans are available in AMD and USD in non-cash form by crediting the loan amount to the account of the borrower with the bank.
Loan collateral
Mortgage loans are secured by the real estate in question. If required, other real estate may also serve as collateral.
The maximum Loan-to-Value (LTV) ratio is 70%, i.e. the amount of loan makes maximum 70% of the salvage value of real estate as reported by independent appraisers.
The pledged real estate should be appraised by an independent company cooperating with the bank. The company is selected by the client from the list offered by the bank.
|
| Repair Loans |
Mortgage Loans |
0 |
piece. |
16 - 21.5 |
1 - 5 year |
Credit limit
No minimum and maximum credit limits are fixed on real estate renovation (reconstruction) loans.
Renovation loans currency and disbursement method
Renovation loans are available in AMD and USD by crediting the loan amount to the borrower’s account opened with the bank. Loan is issued trough disbursements.
Renovation loan collateral
Renovation loans are secured by the real estate in question. If necessary, other real estate may be considered as additional collateral. The maximum LTV (loan-to-value) ratio is 60 %, i. e. maximum loan size is 60 % of the real estate value as reported by independent appraiser.
The real estate should be appraised by an appraisal company cooperating with the bank. The company is selected by the client from the offered list.
|
| Mortgages |
Mortgage Loans |
20 - 60 |
piece. |
16 - 18 |
1 - 5 year |
Loans are available in AMD and USD in non-cash form by crediting the loan amount to the account of the borrower with the bank.
Loan collateral
Mortgage loans are secured by the real estate in question. If required, other real estate may also serve as collateral.
|
|
|---|
 Anelik Bank CJSC |
| Mortgages and Repair Loans /Funded by national mortgage corporation/ |
Mortgage Loans |
from - 30 |
up to - 20.000.000 AMD |
from - 13 |
up to - 132 month |
BANK offers mortgageand repair loans for repayment period of up to 11 years and
for the amount of up to AMD 20 million. Get the apartment of your dream!
|
| Mortgages /Own Resources / |
Mortgage Loans |
from - 20 |
500.000 - 100.000.000 AMD |
from - 12 |
up to - 120 month |
BANK offers mortgageand repair loans for repayment period of up to 10 years and
for the amount of up to AMD 40 million. Get the apartment of your dream!
|
| Repair Loans /Own Resources / |
Mortgage Loans |
0 |
1.300 - 148.000 USD |
from - 12 |
6 - 120 month |
BANK offers mortgageand repair loans for repayment period of up to 10 years and
for the amount of up to USD 148.000. Get the apartment of your dream!
|
|
|---|
 ARARATBANK OJSC |
| Repair Loans |
Mortgage Loans |
0 |
up to - 20.000.000 AMD |
from - 14 |
10 year |
Bank offers repair loans for repayment period of up to 10 years and
for the amount of up to 20000000AMD. Get the apartment of your dream!
|
| Mortgages |
Mortgage Loans |
from - 30 |
up to - 20.000.000 AMD |
12 |
1 - 120 month |
Bank offers mortgage loans for repayment period of up to 12 years and
for the amount of up to 20000000AMD. Get the apartment of your dream!
|
| Mortgages |
Mortgage Loans |
from - 30 |
up to - 100.000 USD |
12 |
up to - 120 month |
Bank offers mortgage loans for repayment period of up to 84month and
for the amount of up to 100000USD. Get the apartment of your dream!
|
| Repair Loans |
Mortgage Loans |
0 |
up to - 100.000 USD |
13 |
up to - 120 month |
Bank offers repair loans for repayment period of up to 84 month and
for the amount of up to 100000USD. Get the apartment of your dream!
|
|
|---|
 Ardshininvestbank CJSC |
| Repair Loans (through NMC funding) |
Mortgage Loans |
0 |
up to - 20.000.000 AMD |
13 - 14 |
up to - 10 year |
BANK offers mortgageand repair loans for repayment period of up to 10 years and
for the amount of up to AMD 20 million. Get the apartment of your dream!
|
| Mortgages /Funded by national mortgage corporation/ |
Mortgage Loans |
from - 30 |
up to - 20.000.000 AMD |
12 - 13 |
1 - 20 year |
BANK offers mortgage loans for repayment period of up to240 months and
for the amount of up to AMD 20 million. Get the apartment of your dream!
|
| Mortgages |
Mortgage Loans |
from - 30 |
up to - 278.000 USD |
15 |
up to - 7 year |
 BANK offers mortgageand loans for repayment period of up to 7 years and
for the amount of up to 278000USD. Get the apartment of your dream!
|
| Mortgages |
Mortgage Loans |
from - 30 |
up to - 278.000 USD |
15 |
up to - 7 year |
 BANK offers mortgage loans for repayment period of up to 5 years and
for the amount of up to 278000USD. Get the apartment of your dream!
|
| Repair Loans /Own Resources / |
Mortgage Loans |
0 |
up to - 270.000 USD |
16 |
up to - 5 year |
 BANK offers repair loans for repayment period of up to 5 years and
for the amount of up to 270000USD. Get the apartment of your dream!
|
|
|---|
